Lot Financing

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Our Lot Loans Measure Up

...found the ideal location to build a home, but you’re not ready to build?
Let us help you handle the financing. We offer lot loans that give you time to design a home and choose a contractor.

• New 30/5 ARM. (Amortized over 30 years, due in 5) Low 3-month fixed rate.
 - Plus NO prepayment penalty when you convert to our Construction-to-Permanent Loan.

• Reduced documentation option

• Loan amounts to $500,000

• 30/2 fixed rate lot loan (amortized over 30 years due in 2 ) also available

• Competitive rates

And when you’re ready to build, we offer a one-time Construction-to-Permanent Loan that takes you from construction to home ownership. One loan. One closing. One set of closing costs.

Call today and let us help you start building your future.

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 Our Lot Loan is the right loan!
...if you're looking to purchase a residential lot for the future construction of your primary residence or second home, YOU'VE COME TO THE RIGHT PLACE!!!
Lot Eligibility

Lot size must conform to the general area and must be residential in nature.

Improvements are required and include legally accessible street with sewer, electricity already stubbed to the site or available in the street.

Hillside lots are generally ineligible.

Lot listing should not exceed one year from the time of original listing, i.e. time on the market should be reasonable in light of current conditions.

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California Department of Real Estate (916) 227-0770