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Our Privacy Promise

Your privacy is important to Pacifica South Bancorp.  This is why we are committed to the Pacifica South Privacy Promise for Consumers, which is as follows:

Privacy Policy for www.myconstructionloan.com

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at info@myconstructionloan.com.

At www.myconstructionloan.com, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by www.myconstructionloan.com and how it is used.

Log Files
Like many other Web sites, www.myconstructionloan.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user�s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons
www.myconstructionloan.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie

.:: Google, as a third party vendor, uses cookies to serve ads on www.myconstructionloan.com.
.:: Google's use of the DART cookie enables it to serve ads to your users based on their visit to www.myconstructionloan.com and other sites on the Internet.
.:: Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL - http://www.google.com/privacy_ads.html

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include .......
Google Adsense
Commission Junction
Widget Bucks
Adbrite
Clickbank
Azoogle
Chitika
Linkshare
Amazon
Kontera

These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.myconstructionloan.com send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

www.myconstructionloan.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. www.myconstructionloan.com's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

Pacifica South Privacy Promise for Consumers

While information is the cornerstone of our ability to provide superior service, our most important asset is our customers' trust.  Keeping customer information secure, and using it only as our customers would want us to, is a top priority for all of us at Pacifica South.  Here then, is our promise to our individual customers:

1.  We will safeguard, according to strict standards of security and confidentiality, any information our customers share with us. 

2.  We will limit the collection and use of customer information to the minimum we require to deliver superior service to our customers, which includes advising our customers about our products, services and other opportunities, and to administer our business.

3.  We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to that information. Employees who violate our Privacy Promise will be subject to our normal disciplinary process.

4.  We will not reveal customer information to any external organization unless we have previously informed the customer in disclosures or agreements, have been authorized by the customer, or are required by law.

...our most important asset is our customer's trust.

6.  We will tell customers in plain language initially, and at least once, how they may remove their names from marketing lists. At any time, customers can contact us to remove their names from such lists.

7.  Whenever we hire other organizations to provide support services, we will require them to conform to our privacy standards.

8.  For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference sources and clearinghouse services.

9.  We will not use or share - internally or externally - personally identifiable medical information for any purpose other than the underwriting or administration of a customer's account, or as disclosed to the customer when the information is collected, or to which the customer consents.

10.  We will attempt to keep customer files complete, up-to-date, and accurate. We will tell our customers how and where to conveniently access their account information (except when we're prohibited by law) and how to notify us about errors, which we will promptly correct.

We will continuously assess ourselves to ensure that customer privacy is respected. We will conduct our business in a manner that fulfills our Promise to all of our Customers.

Please also read Pacifica South's Internet Privacy Policy, which outlines our privacy policy for our Internet site users

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California Department of Real Estate (916) 227-0770