Pacifica South Bancorp Construction Lending

WHEN IT COMES TO CONSTRUCTION LENDING, COME TO PACIFICA SOUTH BANCORP FIRST!

Your Construction Lending Experts

Hassle free Construction Loans - See how they measure up...

With one application and one set of closing costs, (or two) you can get the financing you need to build your home, then live in it for many years to come. On top of that, you’ll work with experts in construction lending who can answer your questions and your contractor’s questions.

Let us know what you need!

Lending Solutions for...

- New Construction

- Spec Financing

- Purchase Rehab

- Home Improvement

- Major Remodel, Additions

- Upgrade Substandard Properties

- Burnouts, Earth Quake Damaged

- Correct Building Code Violations

- HUD, VA & Bank Repos

- Investor Rehab

- Pre-Starts, Broken Priority

- Spec Takeout

- Lot Acquisition

- Home Purchase

Brokered Solutions for...

- Private Money

- Commercial Construction

Some Other Features

- No Payments During Construction.

- At completion, permanent financing guaranteed at NO additional cost. (And you can pay the principal down when the house is complete.)

- Rate Protection (Protects you against rate hikes during construction).

- Optional Rate Roll-Down After Construction (Benefits you if interest rates have dropped).

- Flexible and dependable disbursement process.

- Online account access. Track disbursements, order draws, check account balance.

- Fixed rate during the construction period.

- 6, 9 or 12 month construction periods available.

- Home Loans to $10 million and above.

- We won’t count your current housing payment if you plan to sell it when your new home is complete.

- Access equity in your current residence with a Bridge Loan.